Top Picks for Recurring Billing on UPI in 2026: Streamline Your Rent Invoice Payments

As the adoption of Unified Payments Interface (UPI) continues to grow, businesses are increasingly looking for ways to integrate this payment method into their recurring billing processes. In this article, we will explore the top picks for recurring billing on UPI in 2026, including their features, benefits, and pricing.

What is Recurring Billing?

Recurring billing is a payment process that allows businesses to charge customers on a regular basis, such as monthly or annually, for goods or services. This type of billing is commonly used for subscription-based services, such as streaming services, software as a service (SaaS), and membership sites.

UPI-based recurring billing offers several benefits, including faster payment processing, reduced transaction fees, and improved customer convenience. With UPI, customers can make payments using their preferred bank account, credit card, or debit card, making it a more convenient and secure payment option.

Top Picks for Recurring Billing on UPI in 2026

Here are the top picks for recurring billing on UPI in 2026:

1. Google Pay

Google Pay is one of the most popular UPI-based payment apps in India. It offers a seamless and secure payment experience, with features such as one-touch payments, payment reminders, and transaction tracking. Google Pay also offers a recurring billing feature that allows businesses to charge customers on a regular basis.

Pricing: Google Pay does not charge any transaction fees for UPI-based payments.

2. Paytm

Paytm is another popular UPI-based payment app in India that offers a range of features, including recurring billing. With Paytm, businesses can charge customers on a regular basis, and customers can make payments using their preferred bank account, credit card, or debit card.

Pricing: Paytm charges a transaction fee of 1.95% + GST for UPI-based payments.

3. PhonePe

PhonePe is a UPI-based payment app that offers a range of features, including recurring billing. With PhonePe, businesses can charge customers on a regular basis, and customers can make payments using their preferred bank account, credit card, or debit card.

Pricing: PhonePe charges a transaction fee of 1.5% + GST for UPI-based payments.

4. Razorpay

Razorpay is a popular payment gateway that offers a range of features, including recurring billing. With Razorpay, businesses can charge customers on a regular basis, and customers can make payments using their preferred bank account, credit card, or debit card.

Pricing: Razorpay charges a transaction fee of 2% + GST for UPI-based payments.

How to Integrate Recurring Billing on UPI in 2026

Integrating recurring billing on UPI is a relatively straightforward process that involves the following steps:

• Choose a UPI-based payment app or payment gateway that supports recurring billing.
• Set up a recurring billing plan with the chosen payment app or payment gateway.
• Configure the payment settings, including the frequency of payments and the payment amount.
• Test the recurring billing process to ensure it is working correctly.

By following these steps, businesses can easily integrate recurring billing on UPI in 2026 and streamline their rent invoice payments.