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What should my lease agreement include? How do I handle security deposits?

What should my lease agreement include? How do I handle security deposits?

A lease agreement is the foundation of a successful rental arrangement, protecting both landlords and tenants. A well-drafted lease clearly outlines rights, responsibilities, and financial terms, including how security deposits are handled.

In this guide, we’ll cover:
Essential clauses in a lease agreement
How to legally collect, hold, and return security deposits

What Should My Lease Agreement Include?

A lease agreement is a legally binding document between a landlord and tenant. It must clearly define key terms to prevent disputes.

1. Basic Details of the Agreement

Names of Both Parties – Full names of the landlord and tenant(s).
Property Address – Full location details of the rental property.
Lease Term – Start and end date (e.g., 12-month lease or month-to-month).
Rent Amount & Due Date – Monthly rent, payment method, and late fee policies.

2. Security Deposit Terms

Deposit Amount – Usually 1-3 months’ rent (varies by location).
Storage of Deposit – Whether it is held in a separate account (as required in some jurisdictions).
Conditions for Deductions – What damages or unpaid dues may result in deductions.
Refund Process & Timeline – When and how the deposit will be returned.

3. Rent Payment Policies

Accepted Payment Methods – Online transfer, UPI, cheque, etc.
Due Date & Grace Period – Standard due date and any flexibility.
Late Fees & Penalties – Charges for late rent payments.

4. Maintenance & Repairs

Tenant’s Responsibilities – Minor repairs, regular cleaning, etc.
Landlord’s Responsibilities – Major structural repairs, electrical/plumbing fixes.
Procedure for Reporting Issues – How tenants should report maintenance problems.

5. Rules & Restrictions

Subletting Policy – Whether tenants can sublet the unit to others.
Pets Policy – Allowed or not, and any additional fees.
Visitor Limits – How long guests can stay before they must be added to the lease.
Noise & Conduct Rules – Quiet hours and behavior expectations.

6. Lease Termination & Renewal

Notice Period for Moving Out – Usually 30-60 days’ notice before vacating.
Early Termination Clause – Fees or conditions for breaking the lease early.
Renewal Terms – Whether the lease renews automatically or requires signing a new contract.

How Do I Handle Security Deposits?

1. Collecting the Security Deposit

State the amount in the lease agreement.
Provide a receipt for transparency.
Ensure the payment method is traceable (e.g., bank transfer, cheque).

2. Holding the Deposit

✔ Some jurisdictions require landlords to store deposits in a separate account.
✔ In some cases, landlords must pay interest on deposits held for long durations.

3. Deductions from the Security Deposit

Landlords can legally deduct from the deposit for:
Unpaid Rent & Bills
Excessive Property Damage (beyond normal wear and tear)
Cleaning Costs (if the tenant leaves the property in poor condition)

Not allowed deductions:
❌ Normal wear and tear (e.g., minor wall scuffs, faded paint)
❌ Personal dislikes (e.g., changing décor preferences)

4. Returning the Security Deposit

✔ Must be returned within 15-30 days (varies by region).
✔ Provide an itemized statement if deductions are made.
✔ Refund should be via cheque or bank transfer for record-keeping.